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Goal planning tool

Future Car Planning Calculator

Estimate the future cost of a car and the monthly or annual investment required to build that amount. Change any assumption to update the result immediately.

Reviewed by Manasvi Garg, CFA · SEBI-Registered Investment Advisor (INA000018407) · Latest review: July 2026 Moneyvesta Capital Services Private Limited

Calculator inputs

Enter your assumptions

Enter the exact values below. Results update automatically as you type.

Accepted range: ₹2 lakh to ₹100 crore

Indian comma formatting is applied automatically.

Accepted range: 1 to 20 years

Accepted range: 0% to 20%

Accepted range: 0% to 30%

This is an assumption, not a guaranteed return.

Investment frequency

The estimate assumes contributions are made at the end of each month or year and continue for the full selected period.

Calculator results

Your car funding estimate

Review the contribution together with the future price, amount invested and estimated growth.

Required investment

₹17,173

Per month for 5 years

Monthly

Estimated future car price

₹14,02,552

Today’s car price after applying the selected inflation assumption.

Total amount invested

₹10,30,380

The total of all monthly or annual contributions.

Estimated investment growth

₹3,72,172

The portion attributed to the selected return assumption.

Contribution share

73%

The share of the future car price funded directly by contributions.

How the future value is built

The bar separates your contributions from estimated investment growth.

Contributions: ₹10,30,380Amount invested by you

Estimated growth: ₹3,72,172Growth under the selected assumption

Illustrative return scenarios

Compare the required contribution under three illustrative return assumptions. These are not guaranteed returns.

Lower-return case

9% assumed return

₹18,596

Middle-return case

11% assumed return

₹17,638

Higher-return case

16.5% assumed return

₹15,196

Each value is a required monthly contribution for the selected 5-year time horizon.

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